Open a Certificate of Deposit

Enjoy a smooth account opening process that is 100% digital and remote.

Individual Certificate of Deposit

Business Certificate of Deposit

Additional Information

Competitive interest rates

No service fees

Guaranteed Returns

Available to US and non-US persons

Simple online opening process

Ask us about customizable terms

1 Year	2 Years	3 Years	4 Years	5 Years
4% APY	4.25% APY	4.5% APY	4% APY	3.5% APY

Additional Information

Individual or Joint Account
Account opening fee	$0
Who can apply	Any US & Non-US persons
Time to open account	Less than 24 hours
Minimum Balance to waive monthly fee	$25,000
Monthly Fee if minimum balance is not met	$25/month
Document Requirements	Digital application form Valid passport

Business Account
Account opening fee	$0
Who can apply	Any LLC, IBC, non-US entities, trusts, self-directed IRAs & solo 401(k)s
Time to open account	Less than 1 week
Minimum Balance to waive monthly fee	$100,000
Monthly Fee if minimum balance is not met	$25/month
Document Requirements	Digital application form for the company and all signatories on the account Basic information and passport of all controlling parties Basic information and passport for all ultimate beneficial owners with 10% or more ownership Certificate of Formation Articles of Formation Bylaws/Operating Agreement (if adopted) Proof of control and ownership

Strategic Bank International Corp. is a privately-owned bank servicing individuals and commercial entities and is licensed and regulated by the Office of the Commissioner of Financial Institutions of Puerto Rico (OCIF) as an International Financial Entity (License No IFE-038). Strategic Bank International Corp. is authorized to do business as Strategic Bank.

Banking products offered by Strategic Bank International Corp. are subject to approval and are not available to Puerto Rican registered companies or individuals that are residents of Puerto Rico. Terms and conditions apply.

For foreign currency transactions, an exchange fee of 0.7% will be applied on the total transaction amount. The final currency exchange rate is subject to change, based on the market rate on the date of transaction executed.

Deposits are not insured by the Federal Deposit Insurance Corporation (FDIC).

Legal

Support

© Copyright 2025 Strategic Bank International Corp. All rights reserved