Terms and Conditions

Strategic Bank Terms and Conditions

Terms and Conditions

Welcome to Strategic Bank International Corp.’s website.

This website is maintained by Strategic Bank in order to provide you with information about our products and services. By accessing this site, you agree to the following Terms and Conditions.

Intellectual Property

The content, graphics, design, text, photography, and materials unless otherwise indicated, are the copyrighted works of Strategic Bank.

Copyright in the pages displaying information and materials contained within this website are owned by Strategic Bank unless otherwise indicated.

Products and Services

The information, resources and materials contained within these pages, and the terms, conditions and descriptions that appear, are subject to change without notice. This website, and the information, products and services contained here, are not offered for use in any jurisdiction where prohibited by law.

Links

This site may contain links to websites controlled or offered by third parties. Strategic Bank is not responsible for any information, materials or products and services offered by third party sites linked to this website. By creating a link to a third party website, Strategic Bank does not endorse or guarantee any product or service offered or information contained by that website, nor is Strategic Bank liable for any failure of products or services advertised or offered at those sites. These links to third parties may have privacy policies different from Strategic Bank’s and third party websites may not provide the same security that Strategic Bank maintains. You should review the privacy policy on any website that you visit prior to providing confidential information.

Pop-Up Windows

You will be notified the following when leaving Strategic Bank’s website. “You are leaving Strategic Bank’s website. Strategic Bank is not responsible for the content of third party sites hyperlinked from this or any other page, nor do we guarantee the integrity of the information or the products and services offered on any third party websites. When you leave our website, you should review the privacy statement of the website before you provide personal or confidential information.”

Inquiries

We have provided an access to a secure email form which you may use to request information on banking products or services or for any other form of communication necessary. We respect your privacy and will keep your personal information completely confidential as stated in our Privacy Policy.

Disclaimer of Warranties

The information from or through Strategic Bank’s website, is provided “as is” and “as available”. All warranties, express or implied, are disclaimed (including but not limited to any implied warranties of merchantability and fitness for a particular purpose). The information herein may contain bugs, errors, problems or other limitations. Strategic Bank assumes no liability or responsibility for any errors or omissions in the content contained on this site.

All responsibility or liability for damages caused by viruses contained within the electronic files or at the website is disclaimed.

Limitation of Liability

In not event will Strategic Bank be liable for any damages, including without limitation or indirect, special, incidental or consequential damages, losses or expenses arising in connection with your use of or inability to use this site or any linked site, or in connections with any failure of performance, errors or omissions, interruption, defect, delay in operations or transmission, computer virus or online system failure, even if Strategic Bank is advised of the possibility of such damages, losses or expenses.

Governing Law

Use of this site is governed by applicable federal laws of the United States of America and the laws of the Commonwealth Puerto Rico.

Personal Information

The use of non-public personal information is described in our Privacy Notice.

Online Children’s Privacy Protection

Strategic Bank’s websites and online services are not directed to children under the age of eighteen (18) and do not ask or encourage these children to provide their personal information. Consequently, our policy is that we will not knowingly collect personal information provided by children under the age of eighteen (18). If we obtain actual knowledge that we have collected such information, we will comply with the requirements of the Children’s Online Privacy Protection Act (COPPA), including the deletion of such personal information from our systems. For additional information about COPPA, please visit the Federal Trade Commission’s website at: www.FTC.gov.

Cookies and Advertising

When navigating our websites, we may place a cookie on your browser to collect information on your online activities. We use cookies and similar technologies, such as web beacons, log files and tags, alone or in conjunction with cookies to keep records of your online activities, such as the searches you conduct on our websites and pages you visit. These technologies allow us to improve your experience when visiting or using our websites, including providing content that may be of specific interest to you. We also use cookies for other purposes, such as, maintaining continuity during an online session and anti-fraud and information security purposes.

We may use other types of technology, such as log files, to collect statistics on your browsing patterns and/or to assess the overall activity at our website, including how often a particular web page is visited. We may also use web beacons in an email communication sent to you, to determine whether you clicked on a link in the email that directs you to our website. The information from these technical methods may be collected in a form that is personally identifiable, storing personal information on you, or anonymous, which means that is not associated with any particular user, device, computer or browser. In order to deploy this technology and gather the aforementioned information, we work with third parties to track usage within our webpages and email messages. These third parties provide us with the information on the online activities. Information on your online activity may be used by us to present an advertisement for a product or service that matches your interests. This practice is known as online behavioral advertising.

You can control the use of cookies at the individual browser settings level. Please be advised that if you choose to disable cookies, it may limit your use of certain features or functions on our website. Furthermore, we will continue to use information collected online such as email address to provide product and service information in accordance with account agreements.

Violation of These Terms of Use

Strategic Bank may disclose any information we have about you (including your identity) if we determine that such disclosure is necessary in connection with any investigation or complaint regarding your use of the Site, or to identify, contact or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) Strategic Bank’s rights or property, or the rights or property of visitors to or users of the Site, including our customers. 

Strategic reserves the right at all times to disclose any information that we deem necessary to comply with any applicable law, regulation, legal process or governmental request. Strategic Bank also may disclose your information when we determine that applicable law requires or permits such disclosure. You acknowledge and agree that Strategic may preserve any transmittal or communication by you with 

Strategic through the Site or any service offered on or through the Site, and may also disclose such data if required to do so by law or if Strategic determines that such preservation or disclosure is reasonably necessary (1) to comply with legal process, (2) to enforce these Terms of Use, (3) to respond to claims that any such data violates the rights of others, or (4) to protect the rights, property or personal safety of Strategic Bank, its employees, users of or visitors to the Site, or the public. You agree that Strategic Bank may, in its sole discretion and without prior notice, terminate your access to the Site and/or block your future access to the Site if we determine that you have violated these Terms of Use or other agreements or guidelines which may be associated with your use of the Site or for other cause, which includes (but is not limited to) (1) requests by law enforcement or other government agencies, (2) a request by you (self-initiated account deletions), (3) discontinuance or material modification of the Site or any service offered on or through the Site, or (4) unexpected technical issues or problems.